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All Commercial Loans

Overview

Fibre Federal Credit Union and TLC are here to support local businesses in their growth and success. We believe in the power of the local economy and we’re committed to helping our communities thrive. We’re your local commercial lending partner with competitive rates, minimal fees, and efficient processing.

Commercial Real Estate Loans

Our team is ready to help you buy or refinance a rental property, professional office, or other types of commercial real estate.

We offer competitive interest rates with no prepayment penalty. Our skilled, experienced loan representatives are committed to helping you customize the right loan for your commercial property needs.

  • Competitive interest rates and loan costs
  • Fixed rate for five years/15-year maturity
  • Flexible loan amounts to suit your financing needs
  • Up to 25-year amortization
  • No prepayment penalty

Business Auto & Equipment Loans

Finding the right financing is as important as finding the right equipment.

Finance or refinance the vehicles you need to keep your business rolling.

  • Up to 100% financing
  • Terms to 60 months
  • Low, competitive rates
  • All types of equipment and machinery
  • No prepayment penalties or annual fees

Business Visa Cards

Visa Platinum and Classic Credit Cards offer simplicity and value.

Our business credit cards save you money with no annual fee and a low, non-variable rate.

Business Loans & Lines of Credit

Choose the funding option that suits your business.

With our short-term loans and lines of credit, you can access funds as needed. We offer flexible repayment terms tailored to your business needs.

They’re ideal for managing working capital and paying only for what you use. You can also secure a lump sum loan for longer-term projects and investments based on your financial strength.

We’re committed to helping businesses in our community succeed!

We have a variety of other products to help your business flourish. These include checking accounts, savings accounts, and merchant services designed with your business in mind.

Commercial Loan Resources

Loan Payment Calculator

Apply & Save in 1-2-3

  1. 1 Apply Check if you meet our membership criteria. Easily apply online or contact us to get started.

  2. 2 We'll Touch Base Once we’ve reviewed your application and the property you want to finance, we’ll contact you about the credit decision and your next steps.

  3. 3 Grow Your Business Once your loan is approved, your line of credit offers the cash you need to handle day-to-day costs and unforeseen expenses.

Meet Our Teams

Brenda Carey

VP Commercial Services

It is my pleasure to lead a team of friendly, knowledgeable professionals who are excited to get your business where you want to go.

Jason Meunier

AVP Commercial Lending

I am grateful to work with a team of experienced, knowledgeable professionals. Success for us is playing a role in seeing Fibre’s business members achieve their goals and thrive.

Joe Schulte

Market President, North Oregon Coast Region

I find great satisfaction in assisting small businesses to thrive and grow. Playing a part in our members' success is extremely motivating and rewarding.

Erik Guttormsen

Senior Commercial Loan Officer

I enjoy helping our business members and property owners get great rates to help their businesses thrive and grow their portfolios.

Melissa McDaniel

Senior Commercial Loan Officer

I enjoy helping members' dreams come true by guiding them through the commercial lending process.

Kendra McGarthwaite

Senior Commercial Loan Officer

I love helping members solve their commercial borrowing needs. The best compliment is a member coming back for their next loan.

Dylan Olbrich

Junior Commercial Loan Officer

I love that I get the opportunity to learn about and help the different businesses in our community.

Patricia Flores

Commercial Loan Documentation Supervisor

I love the personal service we're able to provide. I enjoy working with business owners to help them accomplish their needs.

Mandy Smith

Commercial Loan Documentation Specialist

I love assisting local businesses. It's rewarding to help members fulfill their dreams.

BJ Cooper

Commercial Loan Documentation Specialist

I enjoy helping our members grow their businesses and achieve their financial goals.

Lynn Ruddell

Commercial Services Supervisor

I am excited to lead a team of Commercial Services Specialists as the credit union continues expanding products and services for our business members.

Jonathan Soria

Commercial Services Specialist

I enjoy helping our local businesses to get the best of our products and services. I am so grateful for being part of this wonderful team that helps our communities grow.

Hannah Bunn

Commercial Services Specialist

I enjoy assisting our local business owners with their new and existing business account needs. It is an honor to be a part of their journey, and to see our small community grow.

Articles

The Top 10 Reasons Businesses Fail & How To Avoid It As an entrepreneur or small business owner, you’re already aware that many startups don’t make it through their first few years of operation, and yet you’ve decided to go ahead anyway. That’s the kind of self-belief and determination that entrepreneurs need to succeed. However, to survive you also need knowledge, sound advice, and a dependable banking partner. Read More
How Business Equipment Loans Can Help Your Company Grow Growing a business is always a tough balancing act between driving revenue and paying the bills. The right business equipment loan can help you get off the ground or reach the next level by making it easier to acquire the critical machinery or technology your company needs. Read More
The Small Business Visa Credit Card You Need to Succeed Bootstrapping your small business towards long-term financial viability is among the toughest challenges you’ll face as an entrepreneur. You are likely well aware of just how difficult it is to balance expenses with low or unpredictable cash flows while juggling complex cost-tracking and money management issues. Read More
Loan Options For Self-Employed Borrowers Being self-employed offers a flexible and rewarding lifestyle. You can set your own schedule, manage your workload, and enjoy greater control over your career. However, it can be somewhat challenging to secure a business loan. Read More

OTHER BUSINESS SERVICES

Fibre Federal goes beyond traditional banking to offer a suite of valuable services designed to simplify your day-to-day operations. We understand your time is precious, and these tools will help you manage your finances, accept payments, and improve cash flow seamlessly.

COMMERCIAL LENDING

Whether you are a business owner, a non-profit, or an organization member, Fibre Federal Credit Union and TLC offer the financial services you need.

We offer great rates, local convenience, and friendly, personal service to businesses based in the following counties:

    Washington:

    • Cowlitz
    • Wahkiakum
    • Pacific
    • Clark
    • Grays Harbor
    • Skamania
    • Lewis

    Oregon:

    • Clatsop
    • Tillamook
    • Lincoln
    • Columbia

    Real Words, Real People from the PNW

    We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!
    Bryce B.

    WHY CHOOSE US FOR COMMERCIAL LENDING?

    At Fibre Federal Credit Union and TLC, we’re more than just a lender.

    We’re strong believers in the power of our local community. This is why we offer many types of commercial loans.

    As a local business ourselves, we understand the unique challenges and opportunities faced by fellow companies in the area. That’s the reason we designed our business lending solutions to help you thrive.

    Applying for a business loan is simple.

    Our experienced loan officers will guide you through the process to ensure you have the financial support you need. We consider your annual revenue, banking credit history, and business plan to create a customized lending solution.

    Fibre Federal & TLC is Your Perfect Partner for Business Lending

    Our loan officers live, work, and play in the same communities they serve. They understand the local business landscape and provide personalized guidance and support.

    Get the financing your business needs with our competitive rates and flexible terms. We have solutions for you, whether you’re starting, expanding, or managing daily operations.

    We value your time and understand the importance of quick decisions. Our streamlined loan options and application process ensure you receive funding quickly and efficiently.

    We're more than just a financial institution. We’re committed to the success of our local business communities. We reinvest our profits into the communities we serve through programs and sponsorships that benefit everyone.

    At Fibre Federal Credit Union and TLC, we believe in building strong relationships with our business members. Let us be your trusted partner on the path to business success. Contact us today to discuss your lending needs!

    MORE WAYS TO GROW YOUR BUSINESS

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