Skip to main content

Put Your Checking Balance To Work

As a business owner, you’ll want a checking account that works as hard as you do. Put your money to work with a Business Money Market Checking account! You can maintain full access to your checking account funds, while earning high-yield, tiered dividends at the same time. Plus, you’ll get access to tools that can make running your business a lot easier, including a free debit card, access to Business Online Banking, and more.

More Features

Have complete access to your business finances no matter where life takes you with free Online Banking and Bill Pay services.

Maximize your earning potential with high-yield, tiered dividends on your balance over $1,500. Rates depend on your balance. The higher your balance, the more you earn!

Make it easy for clients to pay for services. Manage your card processing with a vendor you can trust: your friends at Fibre Federal Credit Union and TLC!

Make as many deposits as you need without worrying about pesky fees bringing down your bottom line.

Save money on business expenses with an optional Business Visa credit card that offers great low rates.

Don't wait around for the mail. Get your statements electronically to see all your financial documents in one, easy-to-view place.

No matter how you manage your business finances, get management support that works with online tools like Quicken, Quickbooks, and Credit Karma.

Earn More On Your Balance

Free Business Checking with Tiered Dividends

With a Business Money Market Checking account, you won't have to pay additional fees to open and maintain your account. Start with an opening deposit of $1,500 or more, and you can enjoy a flexible checking account that earns high money market dividend rates that will help you reach your business goals faster.

Dividends Compound Monthly

Don't Wait to Receive Your Earnings

With dividends compounded monthly and tiered rates, your Business Money Market Checking account will grow right along with your business!

Make your business checking balance work for you

Get a Business Money Market Checking account and manage all aspects of your business finances.

Rates

Business Money Market Savings Calculator

Apply & Save in 1-2-3

  1. 1 Complete an application Apply online or schedule an appointment.

  2. 2 Make initial deposit Put at least $1,500 in your account to get started.

  3. 3 Use your account Enjoy the benefits of your new Business Money Market Checking account.

Real Words, Real People from the PNW

We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!
Bryce B.

Business Information

  • Articles of Organization or Operating Agreement
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS- required for multiple member LLCs
  • Identification and identifying information for all beneficial owners,* members, managers, and authorized signers**
  • Signatures of members, managers, and authorized signers
  • Corporate Bylaws
  • Articles of Incorporation
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS
  • Proof of tax-exempt status for non-profits – Certification letter from the IRS
  • Identification and identifying information for all beneficial owners,* officers, and authorized signers**
  • Signatures of officers and authorized signers
  • Proof of registration and active status with the State’s Business Licensing Office
  • Sole Proprietor SSN
  • Business Tax Identification Number, if applicable (EIN, TIN).
  • Identification and identifying information for sole proprietor and authorized signers**
  • Signatures of sole proprietor and authorized signers
  • Partnership Agreement
  • Proof of registration and active status with the State’s Business Licensing Office
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS
  • Identification and identifying information for all beneficial owners,* partners, and authorized signers**
  • Signatures of partners and authorized signers
  • Proof of chapter registration if part of a large national organization
  • Meeting minutes approved by board or managing committee designating current officers by name, detailing who is authorized to represent the organization to open accounts with the credit union and the level of transacting rights
  • Group Tax Identification Number issued by the IRS, or letter of authorization to use TIN of national organization
  • Identification and identifying information for all officers and authorized signers**
  • Signatures of officers and authorized signers

Required documents vary depending on entity type and structure, but may include signed resolution, memorandum, and/or meeting minutes from governing body. Our specialist will work with you to determine what will be needed.

In addition to the above, please provide proof of non-profit status. IRS ruling letter 501c (501c letter).

* Beneficial owner includes any individual who, directly or indirectly, either (1) exercises substantial control over a reporting company, or (2) owns or controls at least 25 percent of the ownership interests of a reporting company.

**Identification and identifying information include valid state or government issued ID, social security number, name, date of birth, address, etc.

Account opening and documentation requirements for your business may be different than stated above and may change based on the legal structure of your business. All accounts are subject to approval.

Translate »