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Business Plus Checking

Make a little more for your business

We all know business expenses can be unpredictable, so why not earn a little extra on your balance to boost your available funds? With a Business Plus Checking account, a balance over $500 starts earning dividends. Make your money work as hard as you do, and make a little extra to keep your business running smoothly.

More Features

You shouldn't have to pay extra to deposit your money. That's why your first 25 deposit batches are free of charge.

The first 100 cleared checks are free, so you can have less to worry about when managing business expenses.

Make more than one deposit at a time for maximum efficiency, so you can get back to your busy schedule and forget about making another stop.

We understand business owners need easy access to their money. Get unlimited withdrawals to keep your organization moving.

Keep track of your finances with free E-Statements. They're delivered and stored via Online Banking, so they're safer and tidier than traditional paper statements. E-Statement details

If you have $1,500 or more in your account every day, you can waive the $15 monthly fee to save even more money.

Business Online Banking

Stay in control of your business account no matter where your busy life takes you with free Business Online Banking. Check your balances, review and reconcile transactions, use Online Bill Pay, and more! Plus, you can add trusted additional users to help manage your accounts. 

A better way to manage your business finances

Put your money to work and start earning dividends on your balance with a Business Plus Checking account.

Rates

View Deposit Rates
Take control of your business finances with a Business Plus Checking account.

Business Plus Checking Calculator

Apply & Save in 1-2-3

  1. 1 Complete an application It takes only minutes to fill out the online application.

  2. 2 Open your account Make an initial deposit of $25 or more.

  3. 3 Enjoy the conveniences Manage your business finances more easily and earn dividends on balances of $500 or more.

Articles

The Top 10 Reasons Businesses Fail & How To Avoid It As an entrepreneur or small business owner, you’re already aware that many startups don’t make it through their first few years of operation, and yet you’ve decided to go ahead anyway. That’s the kind of self-belief and determination that entrepreneurs need to succeed. However, to survive you also need knowledge, sound advice, and a dependable banking partner. Read More
How Business Equipment Loans Can Help Your Company Grow Growing a business is always a tough balancing act between driving revenue and paying the bills. The right business equipment loan can help you get off the ground or reach the next level by making it easier to acquire the critical machinery or technology your company needs. Read More
The Small Business Visa Credit Card You Need to Succeed Bootstrapping your small business towards long-term financial viability is among the toughest challenges you’ll face as an entrepreneur. You are likely well aware of just how difficult it is to balance expenses with low or unpredictable cash flows while juggling complex cost-tracking and money management issues. Read More
Loan Options For Self-Employed Borrowers Being self-employed offers a flexible and rewarding lifestyle. You can set your own schedule, manage your workload, and enjoy greater control over your career. However, it can be somewhat challenging to secure a business loan. Read More

Real Words, Real People from the PNW

We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!
Bryce B.

Business Information

  • Articles of Organization or Operating Agreement
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS- required for multiple member LLCs
  • Identification and identifying information for all beneficial owners,* members, managers, and authorized signers**
  • Signatures of members, managers, and authorized signers
  • Corporate Bylaws
  • Articles of Incorporation
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS
  • Proof of tax-exempt status for non-profits – Certification letter from the IRS
  • Identification and identifying information for all beneficial owners,* officers, and authorized signers**
  • Signatures of officers and authorized signers
  • Proof of registration and active status with the State’s Business Licensing Office
  • Sole Proprietor SSN
  • Business Tax Identification Number, if applicable (EIN, TIN).
  • Identification and identifying information for sole proprietor and authorized signers**
  • Signatures of sole proprietor and authorized signers
  • Partnership Agreement
  • Proof of registration and active status with the State’s Business Licensing Office
  • Proof of registration and active status with the Secretary of State
  • Business Tax Identification Number (EIN, TIN) issued by the IRS
  • Identification and identifying information for all beneficial owners,* partners, and authorized signers**
  • Signatures of partners and authorized signers
  • Proof of chapter registration if part of a large national organization
  • Meeting minutes approved by board or managing committee designating current officers by name, detailing who is authorized to represent the organization to open accounts with the credit union and the level of transacting rights
  • Group Tax Identification Number issued by the IRS, or letter of authorization to use TIN of national organization
  • Identification and identifying information for all officers and authorized signers**
  • Signatures of officers and authorized signers

Required documents vary depending on entity type and structure, but may include signed resolution, memorandum, and/or meeting minutes from governing body. Our specialist will work with you to determine what will be needed.

In addition to the above, please provide proof of non-profit status. IRS ruling letter 501c (501c letter).

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* Beneficial owner includes any individual who, directly or indirectly, either (1) exercises substantial control over a reporting company, or (2) owns or controls at least 25 percent of the ownership interests of a reporting company.

**Identification and identifying information include valid state or government issued ID, social security number, name, date of birth, address, etc.

Account opening and documentation requirements for your business may be different than stated above and may change based on the legal structure of your business. All accounts are subject to approval.

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