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Get Money When You Need It with Flash Cash

The unexpected never happens at a convenient time. Whether you’re facing an accident, unexpected repair, or just need a little extra cash to make it to payday, Flash Cash can save the day!

What's Flash Cash?

Flash Cash is a smarter alternative to payday loans and other high-cost options to help you get by when you face a sudden expense. Apply in just a few clicks at any time, day or night, and you’ll know instantly if you’re approved. Upon approval, funds are deposited in moments!

  • No credit check required
  • Quick, easy online application with instant approval
  • Loan amounts from $200-$2,000, based on your relationship with us instead of credit bureaus
  • You can qualify after just 3 months of membership
  • $20 application fee
  • Annual Percentage Rate: 25%
  • Upon approval, we immediately deposit funds to your account
  • Fees and repayment terms vary based on loan amount

The loan is reported to the credit bureaus, so your prompt repayment helps to build your credit score!

Loan Payment Example:

A $1,000 Flash Cash loan at 25.00% APR** for a 12 month term would have a $95.02 monthly payment.

How to Apply

HOW TO APPLY

Apply for Flash Cash in Online Banking or Mobile Banking:

Log in, choose Apply & Add, then Flash Cash, and follow the prompts.

Not yet an Online Banking user? Sign up today!

Compare

Personal Line of Credit

Decision based on* Credit
Type of credit
Revolving line of credit
Disbursement Reoccuring
APR** 14.49%
Application fee $0
Decision timeframe
5 minutes to 24 hours***

Personal Loan

Decision based on* Credit
Type of credit Installment loan
Disbursement One-time
APR** 10.99%
Application fee $0
Decision timeframe 5 minutes to 24 hours***

Flash Cash

Decision based on* Relationship with FFCU
Type of credit Installment loan
Disbursement One-time, instantly
APR** 25.00%
Application fee $20
Decision timeframe 60 seconds

Real Words, Real People from the PNW

We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!
Bryce B.

Rates effective as of:

*Decision based on all loans are subject to loan application details.
**Annual Percentage Rates effective and subject to change without notice.
***Depending on details and time of day, some applications may take up to 24 hours. Applications are approved during business hours, any applications submitted during non-business hours may take longer for decisioning.

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