Commercial Real Estate Loans

Take your business to the next level!

With our competitive rates, low fees, and flexible terms, you can get the funds you need to renovate or expand your operations. Fibre Federal Credit Union and TLC are dedicated to the success of the local economy. We support businesses with flexible and affordable financing for commercial real estate and other business needs. Partner with us today for personalized service to help grow your business!

Competitive Interest Rates & Loan Costs The money you save on interest and closing costs can be used to buy more inventory, increase advertising, or grow your business in other ways.
Fixed-Rate for Five Years Lock in your interest rate for the first five years for predictable loan payments.
Flexible Loan Amounts Whether you have a modest renovation project or want to expand with a new property, we can help you fund your plans and reach your goals.

Other Features

Up to 25-Year Amortization

Lower your monthly payments by taking up to 25 years to repay your loan. This can improve your cash flow and business budgeting.

No Prepayment Penalty

Want to pay off your loan early to save on interest? You can do so without any prepayment penalties.

Local Loan Approvals

We are community-focused and want your business to succeed. You’ll receive personalized service throughout the loan process and we’ll make all loan decisions locally.

Flexible Financing Solutions

For Commercial Real Estate

Obtaining a commercial real estate loan has never been easier! Our loans are designed to help your business succeed with customized financing tailored to your needs.

Whether you need funds to renovate an existing property, expand operations with a new property, or you’re ready to say goodbye to leasing with a property of your own, we can assist you in obtaining the funding you need. We’ll be with you every step of the way, and our personalized service will propel your business toward success.

Competitive rates
Low closing costs
Flexible loan amounts
Local expertise
No prepayment penalty
Up to 25-year amortization
Transparent terms

Request Commercial Loan for your business

Why Choose Fibre Federal?

At Fibre Federal, we have deep roots in the community. Our members are our neighbors and we care very much about the success of local businesses. When your business succeeds, it benefits the entire community!

We understand the unique challenges and opportunities facing businesses in our region. Our commercial real estate loans are affordable and flexible so your business can get the funding it needs to renovate or expand.

Member Owned: Our members are the owners. Instead of focusing on making a profit for distant shareholders, our primary focus is on serving the needs of our members and the local community.
Not-for-profit: Unlike other lenders, we’re a not-for-profit organization. This allows us to offer the lowest rates and fees possible on loans to help our members save.
Local Support: We provide personalized service to each member to help them achieve their goals.

We’re committed to building lasting partnerships with the businesses in our community. Contact us today to find out how we can support you.

Request Commercial Loan for your business

Commercial Real Estate Loan Resources

Apply in 1-2-3

1 Apply for a loan Submit a request form and an experienced commercial loan officer will reach out with personalized service tailored to your needs.
2 We'll touch base Once we’ve reviewed your application and the property you want to finance, we’ll contact you about the credit decision and your next steps.
3 Obtain funding Once your loan is approved, you can then obtain the funds you need to buy, renovate, or refinance business real estate.

Articles

The Top 10 Reasons Businesses Fail & How To Avoid It As an entrepreneur or small business owner, you’re already aware that many startups don’t make it through their first few years of operation, and yet you’ve decided to go ahead anyway. That’s the kind of self-belief and determination that entrepreneurs need to succeed. However, to survive you also need knowledge, sound advice, and a dependable banking partner. Read More

How Business Equipment Loans Can Help Your Company Grow Growing a business is always a tough balancing act between driving revenue and paying the bills. The right business equipment loan can help you get off the ground or reach the next level by making it easier to acquire the critical machinery or technology your company needs. Read More

The Small Business Visa Credit Card You Need to Succeed Bootstrapping your small business towards long-term financial viability is among the toughest challenges you’ll face as an entrepreneur. You are likely well aware of just how difficult it is to balance expenses with low or unpredictable cash flows while juggling complex cost-tracking and money management issues. Read More

Loan Options For Self-Employed Borrowers Being self-employed offers a flexible and rewarding lifestyle. You can set your own schedule, manage your workload, and enjoy greater control over your career. However, it can be somewhat challenging to secure a business loan. Read More

Real Words, Real People from the PNW

We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!

Bryce B.

Commercial Real Estate Loan FAQs

What is a commercial real estate loan?

A commercial real estate loan is a type of financing that businesses can use to purchase, refinance, or renovate certain types of properties that are for business use.

What types of properties can be financed with a commercial real estate loan?

Many different commercial properties can qualify for a commercial real estate loan including office buildings, warehouses, retail spaces, manufacturing facilities, apartment buildings, mixed-use developments, and others.

Can I pay off a commercial real estate loan early?

With a Fibre Federal and TLC commercial real estate loan, you can pay off your loan early without a prepayment penalty.

Can I use rental income from the property to qualify for a commercial real estate loan?

Commercial properties can generate income in many different ways. All forms of income, including rental income, will be considered for loan approval.

Is a commercial real estate loan secured?

A commercial real estate loan is secured with a lien against the property.