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All of our checking accounts are free, and they are designed to simplify your life by saving you time and money. Choose the account that best fits your lifestyle.
Choice Checking is your number one choice in checking accounts! This is a genuinely free checking account that pays better-than-CD dividends on balances up to $20,000, plus refunds your ATM fees from other institutions nationwide, when you meet these three easy requirements:
Have at least 12 debit card transactions post and clear per Choice Checking cycle
Enroll in and receive E-Statements
Have at least one direct deposit or automatic electronic payment (ACH) post and clear per Choice Checking cycle, or have one credit card purchase post per Choice Checking cycle.
Choice Checking includes free 24/7 online access, surcharge free ATMs nationwide, and other conveniences (see below).
When we say "free," we mean it! Fibre Federal Free Checking gives you unlimited check writing with no monthly service charge and no minimum balance requirement—but it doesn't skimp on all the conveniences you expect from a checking account (see below).
Money Market Checking
Earn a Money Market dividend rate on this free account. Minimum balances required to earn dividends and certain restrictions apply. (See current rates for more information).
All of our checking accounts provide the convenience and access you need and include:
Debit Card or ATM Card.
Plus, when you meet the Choice Checking requirements, we will refund up to $25 in foreign ATM fees per month!
Fibre Federal locations
Free Direct Deposit and Payroll Deduction for making automatic deposits. Check deposits may also be made at Fibre Federal ATMs.
Free Overdraft Protection. We automatically transfer funds in $100 increments to your Free Checking account to cover any account activity that would produce a negative balance. You designate the savings account,
Personal Line of Credit
Home Equity Line of Credit
Fibre Federal Visa Credit Card
to use for this purpose.
Reorder Checks on line. To reorder the same style of checks you already use, with no changes,
. You will need your account number and the routing number that appears on the bottom of your check. To change check styles or change information printed on the checks, come to or call any
Fibre Federal branch
Verified by Visa
—protect your online purchases by enrolling your Debit Card at no cost. Participating merchants will require your password before accepting your online purchase.
Patron Checking Benefit
Fibre Credit Union offers a checking account benefit for primary members that are 62 years of age or older. In addition to the regular features of their Fibre Federal checking account (Free Checking, Choice Checking. or Money Market Checking) they will receive the following benefits:
One free box of checks per calendar year. Fibre basic checks (Image) are free of charge, if they prefer a different style of checks, they will only pay the difference between the style they choose and the Fibre basic checks.
Unlimited cashiers checks issued from the Patron checking account at no fee.
No fee for Money Orders.
Members need to be 62 and they have to be the primary member on the account. Each primary member will be allowed two Patron checking accounts.
To initiate direct deposit and/or payroll deduction, you may need our Routing Number (ABA), which is 323380766.
Contact Us to
Open an Account
See Rates and Terms
* Portion of balance over $20,000 earns 0.05% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.01% and ATM fees will not be refunded. Limited to two accounts per membership. Business Accounts are not eligible. Choice Checking Cycle = from the 25th of month to the day before the last day of the following month.