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Transfer your debt and save big!

We offer a special introductory rate of just 1.9% APR* on purchases and balance transfers for the first six billing cycles. After that, you pay just {{RATE}} APR*! Without paying annual, balance transfer, or cash advance fees, you can reach your financial goals faster than you can say, “I should get a Platinum Card.” And with a credit limit over $5,000, you can be prepared for surprise expenses.

More Features

Paying off credit card debt can come with a lot of stress, but it doesn't have to. When you're a Visa® Platinum Credit Card holder, you get a special low introductory rate of 1.9% APR* on purchases and balance transfers for the first six billing cycles. After that, you'll enjoy a competitive {{RATE}} APR* - much lower than the 30.5% average rate on a bank credit card.**

Does your budget need some breathing room? Skip your payment on a qualified consumer loan for a $25 fee that's rolled into the balance.

Any ATM with the PLUS logo - over 200 countries and territories around the world.

Use this free service to protect and control your debit and credit cards within Online Banking and our mobile app! It allows you to define when, where, and how your cards can be used, and send alerts about activity. Fibre Card Manager details

Pay with a tap of your debit or credit card for quick, secure transactions! Contactless Card details

Call us anytime and select the option for Card Services and travel notifications.

If potential fraud is detected on your card, our fraud monitoring service will text or call you.

We offer consumer loans to qualifying members with an Individual Taxpayer Identification Number (ITIN). And because we practice Rate Equality, you can use your ITIN to get our best rate. ITIN details

How to Apply

Apply Online

Why wait? Start your application now. Request your credit card now and a member of our team will reach out to you.

Schedule an Appointment

Choose a time to connect with us in person or over the phone. If you’re applying for a consumer, home equity, or mortgage loan, you can meet with us via video for step-by-step guidance!

Apply Via Online Banking or Mobile Banking

Log in, choose Apply & Add, and select your desired loan type. On mobile, tap “More” to find Apply & Add.

Contact Us

Visit us, give us a call, or chat with us to start your application. 

 

Video Appointments

Loan Application Support

Applying for a loan can feel easier when you’ve got someone by your side—or on-screen—to guide you through it. That’s why we now offer live, one-on-one video appointments for consumer loans. A loan officer will walk you through the process step by step and answer your questions so you feel confident from start to finish.

Get Started

What Sets Us Apart

How It Works

  1. 1 Apply Online It takes only minutes to fill out the online application.

  2. 2 Request a Balance Transfer Upload or provide us a copy of your statement at another institution.

  3. 3 We'll Take it From There If approved, we'll send a check to the other institution and apply the balance to your new Visa® Platinum Card.

You Have Options

Not Sure If You’ll Qualify for Visa® Platinum?

While Visa® Platinum comes with the best features, rates, and credit limits, it's a little easier to qualify for Visa® Classic if you're building your credit score. Still, we recommend applying for Visa® Platinum first. Then, if you don't quite qualify, Visa® Classic is a great option. Check it out.

Real Words, Real People from the PNW

They are always friendly, fast, and always helpful with anything you need. I come here for all my banking needs and always leave feeling appreciated. This place is absolutely amazing.
Lisa W.

*Annual Percentage Rates effective and subject to change without notice. Subject to credit approval. The 1.9% Introductory APR (Annual Percentage Rate) on purchases and balance transfers applies for the first six billing cycles and does not apply to future purchases or cash advances. At the end of six billing cycles the APR will be 8.90%. Introductory rate may not be used to pay existing Fibre Federal loans or credit card debt. All 1.9% balance transfers will be classified as “purchases” under our Visa Card Agreement.

** Source: Bankrate Sept. 2024

View Visa Line of Credit Pricing Information

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