Our auto loans provide flexible financing and competitive rates to help you drive the vehicle you want—whether you're buying, refinancing, or purchasing private-party. With terms up to 84 months and no hidden fees, you’ll enjoy affordable monthly payments customized for your budget.
Rate Equality
We practice Rate Equality, so every qualified member gets the same low rate.
Terms up to 84 Months
Keep your monthly payments nice and low with flexible terms up to 84 months.
Flexible Loan Options
We offer a variety of auto loan options designed to fit your unique car-buying journey.
Enjoy the low monthly payments of a lease with fewer restrictions.
We work with most local area dealerships to make purchasing your car right at the dealer a breeze.
No dealership? No problem! You can get a low-rate auto loan even if you buy from a private seller.
Why pay more than you have to? Save on your existing auto loan by refinancing at a lower rate with us.
Why wait? Start your application now. Request your auto loan now and a member of our team will reach out to you.
Choose a time to connect with us in person or over the phone. If you’re applying for a consumer, home equity, or mortgage loan, you can meet with us via video for step-by-step guidance!
Log in, choose Apply & Add, and select your desired loan type. On mobile, tap “More” to find Apply & Add.
Visit us, give us a call, or chat with us to start your application.
The car of your dreams is out there. We'll help you find it!
Don't like shopping for a car? That's okay. We do! We'll help you find your next vehicle with Auto Solution car-finding services.
Curious about a used car's history? Consider CARFAX for a detailed report about a vehicle before you decide to buy.
Get access to a more affordable loan that can cover up to 100% of your next vehicle's purchase price.
Protect your loans now for life's unexpected surprises. MemberGuard™ Protection can cancel your loan payments if you become involuntarily unemployed, sick, or injured. It can also repay your loan, up to the policy maximum, if you become deceased.
If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your loan and what your insurance covers. That's where GAP coverage can save the day.
Choose from a variety of protection plans from TruStage including Auto & Home and Accidental Death and Dismemberment. They can also assist with Life, Disability, or Involuntary Unemployment claims.
1 Complete an application It takes only minutes to fill out the online application.
2 Get approved We'll crunch the numbers and let you know if you're approved.
3 Buy your dream car Use the funds to buy the vehicle you need.
We had 537 entries in our 2026 Member Calendar Contest! Congratulations to the following winning photographers:
Our shiny new Member Calendar will be available for free at all financial services centers in November!
I am very satisfied with my experience, especially due to the fact it was my first time using the text feature. The agent I talked to was very professional, answered all of my questions, operated in timely fashion, and left me with a good first impression. I will be using this again because of her.Brad O.
RV, Boat, & Adventure Loans
With Fibre, you can focus on purchasing the RV, boat, or adventure vehicle of your dreams without the fear of unaffordable loan payments.
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Personal Loans & Lines of Credit
If you're planning ahead, our low-rate, flexible personal loans or lines of credit can help cover your expenses. If you need cash now, try Flash Cash for instant decisioning and immediate funds upon approval, 24/7.
Learn More
Home Equity Loans
Need a loan for your home improvement project? The equity in your home – which is roughly the amount it’s worth minus the amount you owe on it – can serve as a powerful financial tool, saving you a bundle on your next project.
Learn More
*Annual Percentage Rates effective and subject to change without notice.
Maximum term dependent on purchase price and mileage. Auto loans up to $10,000: maximum term 60 months. Auto loans $20,000 or more: maximum term 84 months. Gas vehicles exceeding 120,000 miles: maximum term 72 months.
Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles.
Purchase: Front end LTV >100%, add .25%; >110%, add .50%; >120%, add .75%. Maximum LTV 130%.
Refinance: Back end LTV >100%, add .25%. Maximum LTV 130%.
Add 1% for Drive4Less loans.