Skip to main content

Enjoy the best of both worlds

Get a checking account that earns better dividends than many savings or certificate accounts to reach your financial goals even faster.

Checking Account Resources

Earn Dividends

Discover the benefits of our free Choice Checking Account

Earn Dividends at {{RATE}}APY*

Watch your checking account grow by earning premium dividends on your account balance when you meet three easy requirements:

  • Have a minimum of 12 debit card transactions of at least $5.00 each post and clear per Choice Checking cycle**
  • Enroll in and receive E-Statements
  • Have at least one direct deposit or automatic electronic payment post and clear, or one credit card purchase post per Choice Checking cycle.

If you don’t meet these requirements, you’ll still earn dividends, just at a lower rate.*

Choice Checking

How it Works

  1. 1 Open a Choice Checking Account It takes only minutes to fill out the online application.

  2. 2 Make Your Opening Deposit Deposit at least $25 to start your account.

  3. 3 Meet Qualifications to Earn Rewards Enjoy premium perks of Choice Checking!

Real Words, Real People from the PNW

I used the chat feature in the Fibre Federal Credit Union app to resolve a problem with funds in one of our accounts and I couldn’t be happier with the experience. I work in a loud environment where phone calls aren’t always the best option for contacting people, so having the ability to chat with someone is a great option I think all banking institutions should implement.
Trevor N.

*Rates stated as Annual Percentage Yield (APY), effective July 30, 2025 and are subject to change. Minimum $25 to open. Minimum balance of .01 to earn APY. Fees may reduce earnings. ​Portion of balance over $20,000 earns 0.5% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% and ATM fees will not be refunded. Limited to two accounts per membership. Business Accounts are not eligible.

**Choice Checking cycle is from the 25th of month to the day before the last day of the following month.

Translate »