Download our mobile app
Get a checking account that earns better dividends than many savings or certificate accounts to reach your financial goals even faster.
Watch your checking account grow by earning premium dividends on your account balance when you meet three easy requirements:
If you don’t meet these requirements, you’ll still earn dividends, just at a lower rate.*
1 Open a Choice Checking Account It takes only minutes to fill out the online application.
2 Make Your Opening Deposit Deposit at least $25 to start your account.
3 Meet Qualifications to Earn Rewards Enjoy premium perks of Choice Checking!
Some of the best customer service I've ever experienced. Fun, genuine people who want to get to know you and have an uplifting attitude. When I ask a question, they know exactly how to fix whatever I need. Super helpful people who are passionate about that they do. 5/5 stars!Josiah D.
*Rates stated as Annual Percentage Yield (APY), effective July 30, 2025 and are subject to change. Minimum $25 to open. Minimum balance of .01 to earn APY. Fees may reduce earnings. Portion of balance over $20,000 earns 0.5% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% and ATM fees will not be refunded. Limited to two accounts per membership. Business Accounts are not eligible.
**Choice Checking cycle is from the 25th of month to the day before the last day of the following month.