Overview
Before you start planning your next getaway, see us first for the RV, boat, motorcycle, ATV, or wave runner you’ve always wanted at a great low rate. View Brochure
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Features
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Low Rates
We know saving money is always a priority. Enjoy competitive loan rates that are lower than many loan options at other credit unions for both new and used adventure vehicles.
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Flexible Terms
We offer terms to fit any lifestyle, giving you more flexibility with how long you have to pay back your loan.
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Up To 100% MSRP Financing
You may receive up to 100% of your loan financed, so you can focus less on a down payment and more on getting the adventure vehicle you want.
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Skip a Pay
We offer the option to skip a loan payment once per year for a $25 fee.
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And More...
Low Rates
Get the great rate you deserve
You can focus on purchasing the RV, boat, or adventure vehicle of your dreams without the fear of unaffordable loan payments.
Flexible Terms
It's Your Loan, so Make it Work for you
Choose a term and payments that best fit your current financial circumstances. Terms available to 15 years on new and 10 years on used, dependent on purchase price.
Rates
View all RatesLoan Payment Example: A $40,000 RV loan at 7.99% APR* for an 84 month term would have a $626 monthly payment.
What Works Best For You?
We offer a variety of financial calculators to assist you in planning for your adventure loan and any other financial needs. Calculate payments, review terms, and decide what fits best for your budget in just a few clicks.
Please note that these results are approximate and are intended for your information only; they are not an endorsement or offering. The accuracy of the results is not guaranteed by this institution and is only meant to be an approximate guideline.
The first loan I got was for a pickup, then I had an RV, and now I have a boat loan. Each loan was simple and went through so good that I’ve come back to deal with Kim every time. That was the quality that made me decide to switch to Fibre Federal.
Why Choose Us?
We’re kind of like a family, only we’re a credit union
A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.
Better rates + low fees = happy members
When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.
In person, virtual, or online
We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!
Your home is our home, so we like to keep it nice
We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.
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1
Complete an application
It takes only minutes to apply online.
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2
Get approved
We will help you review your options.
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3
Make your purchase
Use the funds to purchase your recreational or adventure vehicle.
See us first before starting your next adventure
We can help make your adventure vehicle dreams come true!
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*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
All Rates
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
84 Months** |
100% MSRP |
7.99% |
|
120 Months** |
100% MSRP |
8.74% |
|
144 Months** |
100% MSRP |
8.99% |
|
180 Months** |
100% MSRP |
9.24% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
84 Months** |
100% High NADA |
7.99% |
|
120 Months** |
100% High NADA |
8.74% |
|
144 Months** |
100% High NADA |
8.99% |
|
180 Months** |
100% High NADA |
9.24% |
Rates effective as of: April 18, 2024
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
60 Months** |
100% High NADA |
9.99% |
|
84 Months** |
100% High NADA |
10.49% |
|
144 Months** |
100% High NADA |
10.99% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
84 Months** |
100% MSRP |
8.24% |
|
120 Months** |
100% MSRP |
8.99% |
|
144 Months** |
100% MSRP |
9.24% |
|
180 Months** |
100% MSRP |
9.49% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
84 Months** |
100% High NADA |
8.24% |
|
120 Months** |
100% High NADA |
8.99% |
|
144 Months** |
100% High NADA |
9.24% |
|
180 Months** |
100% High NADA |
9.49% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
60 Months** |
100% High NADA |
9.99% |
|
84 Months** |
100% High NADA |
10.49% |
|
144 Months** |
100% High NADA |
10.99% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 – Up to 180 months
RV/Boats over 10 yrs old
under $10,000 – Up to 60 months
over $25,000 – Up to 144 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
84 Months** |
100% MSRP |
8.24% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure – Motorcycle & Water Crafts
under $10,000 – Up to 60 months
over $10,000 – Up to 84 months
Used Adventure – Motorcycle & Water Crafts
under $25,000 – Up to 60 months
over $25,000 — Up to 84 months
Used Adventure – Motorcycle & Water Crafts over 10 yrs old
under $20,000 – Up to 48 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
60 Months** |
100% High NADA |
8.24% |
|
84 Months** |
100% High NADA |
8.74% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure – Motorcycle & Water Crafts
under $10,000 – Up to 60 months
over $10,000 – Up to 84 months
Used Adventure – Motorcycle & Water Crafts
under $25,000 – Up to 60 months
over $25,000 — Up to 84 months
Used Adventure – Motorcycle & Water Crafts over 10 yrs old
under $20,000 – Up to 48 months
| Maximum Terms | Maximum Financed | APR* |
|---|---|---|
|
48 Months** |
100% High NADA |
9.74% |
*Annual Percentage Rates effective April 18, 2024 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure – Motorcycle & Water Crafts
under $10,000 – Up to 60 months
over $10,000 – Up to 84 months
Used Adventure – Motorcycle & Water Crafts
under $25,000 – Up to 60 months
over $25,000 — Up to 84 months
Used Adventure – Motorcycle & Water Crafts over 10 yrs old
under $20,000 – Up to 48 months
More Features
Automatic Loan Payments
You can set up automatic loan payments so you won't miss a due date.
No Loan Fee
You won't have to pay an additional fee to get your adventure vehicle loan with us.
Refinance
Have a loan somewhere else? Refinance with us to cut your monthly payment and save on total interest. Contact us or try out our payment calculator to figure your potential savings.
Use a Payment CalculatorRate Equality
Everyone who meets the loan qualifications can enjoy the same low rates.
Membership Status
Are you a member of our credit union?
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| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
|---|---|---|---|---|---|---|
|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.49% |
0.50% |
Rate is effective April 18, 2024 and is subject to change.
Also see terms for accounts.
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