Credit Cards

New Member Apply Now Current Member Apply Now

Our Visa Platinum and Classic Credit Cards offer refreshing simplicity and a solid value. Instead of a "reward" program that leads to higher rates or fees, our Visa Cards save you money—starting with no annual fee and a low, non-variable rate!

Our Visa Platinum Card features a special introductory rate of just 1.9% APR** on purchases and balance transfers for the first six months. With Visa Platinum, you'll also get a lower regular rate than our Visa Classic, a credit limit over $5,000, and a Northwest forest design.

Both cards are accepted worldwide at millions of locations. But unlike other cards, we issue our Visa Credit Cards right here at home, and we back them with our full support wherever you go. If you ever need help with your account, just give us a call!

Visa Platinum & Classic Features

View/Download Visa Brochure
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Low, non-variable rates (click to see rates)
  • 30-day average grace period
  • 24/7 fraud monitoring system
  • Issued and fully supported by Fibre Federal
  • Skip a payment once a year for a $25 fee

*Rate effective as of 5/1/17 and subject to change without notice. **APR (Annual Percentage Rate). Subject to credit approval. The 1.9% Introductory APR on purchases and balance transfers applies for the first six billing cycles and does not apply to future purchases or cash advances. At the end of six billing cycles the APR will be 8.9%. Introductory rate may not be used to pay existing Fibre Federal loans or credit card debt. All 1.9% balance transfers will be classified as “purchases” under our Visa Card Agreement.


CardValet is your first line of defense against card fraud. In fact, we believe in CardValet so strongly, we pay for you to use it for free! It’s a must for every member with a Credit or Debit Card.
CardValet is a free mobile app that manages your risk by allowing you to define when, where and how your cards can be used. Receive alerts/notifications when your cards are used. Download the CardValet app through Google Play or the App Store, then register your credit and debit cards, and enjoy the peace of mind CardValet brings.

Watch this video for more details on CardValet!

For assistance with your credit card, our Card Care Center phone line is available 24/7. Simply contact us and select the option for Card Services and Travel Notifications.