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Get a 1% cash-back bonus on your payoff amount
Enjoy no payments for 60 days
No fees—we’ll cover your title transfer!
How much can we save you? Contact us and we’ll be happy to run the numbers for you.
Savings Example:
Original Loan Balance: $30,000 at 8.24% APR for 48 months
New Loan with Us: $30,000 at 5.24% APR for 48 months
Monthly Savings: $43.00
Total Savings: $1,999.08 over the life of the loan
Cash-Back Bonus: $300 (deposited to account at funding)
Title Transfer Fee Savings: $39.50 (WA) or up to $200 (OR)
*Annual Percentage Rate effective January 1, 2026 and subject to change without notice. 48 month term at this rate. Extended terms available at different rates. Refinance: Back end LTV >100%, add .25%. Maximum LTV 130%. Add 1.0% for vehicles over 100K miles for gas and 150K miles for diesel. Rate dependent on vehicle model year. Offer not valid for existing FFCU and TLC auto loans. Loan payment example: A $30,000 auto loan at 5.24% APR* for a 48 month term would have a $696.00 monthly payment.