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Save 3.00% APR (about 27% lower than our Personal Loan) through August 31!

SCHOOL STARTS SOON. BUDGET PANIC DOESN'T HAVE TO.

You can whistle a happy tune while you’re filling your cart with help from our Back to School Loan. Borrow up to $2,500 at 7.99% APR* for up to 12 months. That's your rate. No surprises. The same can't always be said for school shopping.

Maybe Mason insists the dinosaur backpack from last year is "for babies." (Funny...it was his favorite two months ago.)  

Or Emma's graphing calculator comes with a price tag that makes you do a double take. (Seriously? For a calculator?)

That’s when you pat yourself on the back. You planned ahead, so you can focus on checking things off the list instead of adding everything up. It’s back to the important stuff, like whether superheroes are still cool. (We know they are.)

Don’t stress.
We’re here to help make this time of year a little easier.

Example of the total cost of a Back to School Loan:
A $2,500 loan at a non-variable rate of 7.99% APR* for a 12 month term would have a $218.00 monthly payment. This equates to a total cost of $2,609.71 over the life of the loan. Membership required with $5 share deposit.

*APR= Annual Percentage Rate effective 8/1/26-8/31/26. The rate will not increase during the term. Terms from 1 to 12 months. Loan amount dependent upon credit worthiness. Existing FFCU and TLC loans not eligible. Cannot be combined with any other offer. Membership required with a $5 share deposit. Some restrictions may apply. Rates and terms are subject to change.  **APR for Personal Loan at 12 month term.

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