Credit Cards


Our Visa Platinum and Classic credit cards offer refreshing simplicity and a solid value. Instead of a "reward" program that leads to higher rates or fees, our Visa cards save you money—starting with no annual fee and a low, non-variable rate!

Our Visa Platinum card features a special introductory rate of just 1.9% APR** on purchases and balance transfers for the first six months.  With Visa Platinum, you'll also get a lower regular rate than our Visa Classic and a credit limit over $5,000.

Both cards are accepted worldwide at millions of locations. But unlike other cards, we issue our Visa credit cards right here at home, and we back them with our full support wherever you go. If you ever need help with your account, just give us a call!

Visa Platinum & Classic Features

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Low, non-variable rates (click to see rates)
  • 30-day average grace period
  • Free auto collision damage waiver (click to see details)
  • 24/7 fraud monitoring system
  • Issued and fully supported by Fibre Federal

*APR (Annual Percentage Rate).  Subject to credit approval. The 1.9% Introductory APR on purchases and balance transfers applies for the first six billing cycles and does not apply to future purchases or cash advances. At the end of six billing cycles the APR will be 8.9%. Introductory rate may not be used to pay existing Fibre Federal loans or credit card debt. All 1.9% balance transfers will be classified as “purchases” under our Visa Card Agreement.Credit review may determine approval for a Visa Platinum credit card or a Visa Classic credit card.
**Rate effective as of 9/1/17 and subject to change without notice.  


Payment cards offer both convenience and risk. Introducing CardValet, a free new service that manages your risk by allowing you to define when, where and how your cards can be used. You can now protect your debit and credit cards through your mobile device by receiving alerts when your cards are used. Download the CardValet app through Google Play or the App Store, then register your credit and debit cards, and enjoy the peace of mind CardValet brings.

Watch this video for more details on CardValet!

 Visa Account Updater
New card? No problem. Updating your automatic payment information can be a hassle to update when your credit or debit card is changed. With Visa Account Updater, it's easier to save your automatic payments. Saving your card number with billers and merchants make paying quicker and easier. In many cases, you won' have to update your payment information.*

That means you can often:

-Skip the hassles of updating your payment info
-Avoid declined payments and service interruptions
-Worry less when your Credit/Debit Card is re-issued

If members do not want to participate in the Visa Account Updater service, they may request to opt out. Stop by your local Fibre Federal branch or call us at 360-423-8750 to opt out of Visa Account Updater service. 


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