Dividends Paid Monthly

It's never too early to teach your child Smart saving habits

Teaching your kids about maintaining healthy finances isn’t always a simple task. There are even adults who can’t get it right! Give them a great start with a Youth Savings Cash Club Account. It’s designed for children ages 0-11, so you can be a joint account holder while teaching them how to save. Win win!

Other Features

Withdraw Anytime

With no savings terms, your child's money isn't locked-in. They can withdraw money at any time for plenty of flexibility.

Money Builder Certificate

Teach your child different methods of saving. With just $25, you can open a Money Builder Certificate for your kiddo in addition to their Cash Club Savings. With high-yield dividends and unlimited additional $25 deposits during its term, a Money Builder can really help savings stack up!

Automatic Upgrade to Student Account

Don't worry about changing accounts. Cash Club accounts are automatically upgraded to Student Savings Accounts on the member's 12th birthday.

Birthday Card

We never miss a birthday! Your child can feel recognized on their special day with a birthday card from their friends Cash the Dog and Penny the Cat. Bring their birthday card to any financial services center for an extra little treat.

Federally Insured

No matter what, your child's money is safe. All Cash Club accounts are federally insured up to $250,000 by the NCUA.

Rewards

Monthly Rewards

Get rewards for good savings behavior. A little positive reinforcement can go a long way. When your child deposits $10 or more, they can choose a prize once each month.

Artistic Rewards

Annual Coloring Contest

Turn artistic ability into even more savings. Your child can enter a coloring contest each year and qualify for cash prizes. They can have a little fun, while earning a bit more to add to their savings.

Cash Rewards

Annual Savings Challenge

If your child makes their $10 deposit during Youth Savings Month, they'll be entered to win huge prizes and cash rewards simply for growing their savings.

Donations

Cash Club Cares Program

We donate $5 for each new youth account opened to the nearest animal shelter, up to $5,000 per year!

Group of people holding a large donation check

Cash Club Resources

Rates

Calculator

Youth Savings Account Calculator

Apply in 1-2-3

1 Open an Account Fill out the form at the top of this page and we'll help you set up your child's Cash Club account.
2 Encourage Regular Deposits Help your child build their savings with regular deposits
3 Teach Healthy Saving Habits With prizes and rewards for deposits, your child is sure to love saving!

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Real Words, Real People from the PNW

Money was never something that we talked about growing up, so it’s something I really try to focus on with my kids. My kids each have accounts at the credit union. My daughter just turned six and feels like such a big girl when she’s able to make that transaction with a teller. If I had had those conversations with my family, I could have had more opportunities to do the things that I wanted to do.

Shantelle

Youth savings - Cash Club