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Share Certificates

Earn more with your savings

Want to make your money grow? With a share certificate, your money will earn high, guaranteed dividend rates and help you achieve your savings goals faster.

Other Features

Earn Dividends

Enjoy higher rates than many other savings account options to really put your money to work.

Check Rates

Open and fund in Online Banking

In desktop, click the Apply & Add tab and select Add Account. In Mobile, tap More, choose Apply & Add, and select Add Account. Choose a share certificate and follow the prompts!

Make Additional Deposits at Maturity

Each share certificate has a 10 day grace period from the date of maturity. During the grace period, you may make additional deposits without a penalty.

Term Flexibility

Choose a term that works for you

Our share certificate options allow you to put your money away for a timeframe that works best for your needs and budget, with flexible terms from 6 to 60 months. Restrictions apply.

Certificate Resources

Calculator

View Deposit Rates
Make the most of your money. Put your money to work in a share certificate that earns higher rates than many other savings accounts.

Apply & Save in 1-2-3

  1. 1 Make a request Submit a request form on our site or in Online Banking.

  2. 2 Make an initial deposit Deposit $500 or more to open your certificate.

  3. 3 Enjoy your earnings Earn monthly dividends on your balance.

Articles

Share Certificates Vs. Certificates Of Deposit (CDs): Which One Will Make Your Savings Work Harder? Discover the difference between Share Certificates and Certificates of Deposit, and why Fibre Federal Share Certificates can outperform CDs for your savings goals. Read More
Complete Guide to Financial Wellness + Checklist What is financial wellness and why is it important? What are some key financial wellness tips? Read our complete financial wellness guide to find out more. Read More
How to Plan for Retirement in Your 30s Smart retirement planning in your 30s sets the stage for long-term financial security. Learn how to plan for retirement in your 30s with confidence. Read More
Caring for Aging Parents: How to Prepare Financially Read More

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*Annual Percentage Yield (APY) effective and subject to change.

Also see Terms For Accounts.

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