Commercial Loans

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Local businesses large and small can look to Fibre Federal for the financing they need to thrive and grow. As a local business ourselves, we believe that helping to build the local economy is good for the people of our communities. You’ll find our rates are competitive, our fees minimal, and our processing fast and
efficient.

	Commercial Real Estate Let Fibre Federal help when you’re ready to buy or refinance rental property, professional offices, and other types of commercial real estate. Our professional, experienced loan representatives are committed to helping you customize the right loan for your commercial property needs. We offer competitive interest rates and loan costs at a fixed rate for five years/15 year maturity and up to 30 year amortization with no prepayment penalty.
	Vehicle & Equipment Loans Finding the right financing is as important as finding the right vehicle or piece of equipment for your business. Finance or refinance the vehicles you need to keep your business rolling with the same low rates for both used or new and terms up to 60 months. If you're looking for a single piece of equipment or a complete fleet, we are committed to low, competitive rates with no prepayment penalty or annual fees.
	Business Visa Credit Cards Our Visa Platinum and Classic Credit Cards offer refreshing simplicity and a solid value. Instead of a "reward" program that leads to higher rates or fees, our Visa Cards save you money - starting with no annual fee and a low, non variable rate.
	Business Line of Credit and Loans Tap into a ready supply of funds when your business needs it and make payments only on what you use, or borrow a lump sum based on your proven track record and ability to repay.

Meet the team!

Brenda Carey

It is my pleasure to lead a team of friendly, knowledgeable professionals that are excited to get you and your business where you want to go. We have a variety of loan products and services which we are eager to share. At home, I love spending time with family and friends.

Erik Guttormsen

I've been providing commercial loans for 15 years now and my favorite part of the job is saving our members' money. From commercial real estate, to rental properties, to equipment and expansion loans, every week is different and unique. Outside of work, I enjoy spending time with family and friends and rooting for the Seahawks, the Blazers, and the Cougs. And when I find some free time, the occasional charity golf gournament, volunteer event, or craft beer festival.

Melissa McDaniel

I enjoy coming to work every day and helping member's dreams come true as a Commercial Loan Officer. I find it very rewarding to help members navigate through the sometimes confusing process of Commercial Lending. At home, I enjoy spending time with my husband and children and attending their sporting events.

Kendra McGarthwaite

I love helping my business members find solutions for their commercial borrowing needs. The best compliment I can receive is a member coming back to me for their next loan because they were so pleased with their previous experience. In my free time I enjoy camping, hiking and traveling with my husband and kids. When I do have some time to myself I love relaxing with a good cup of coffee and a book.

Dylan Olbrich

Working with numbers and helping people has always been something I have enjoyed. As the Commercial Credit Analyst at Fibre Federal Credit Union, I get the opportunity to learn about the different businesses in our community and help with their commercial loan needs. When I am not working or spending time with my family, you can probably find me refereeing a soccer match in the Vancouver/Portland area.

Lynn Ruddell

As the Commercial Loan Specialist, I love that I get to assist you in meeting all your business loan needs. At Fibre, I really enjoy meeting all our business members and love to work with each part of our team. At home, I love spending time with my children watching them play soccer, volleyball, and football. As a family we love doing long road trips that involve camping and seeing the amazing sights of our country.

Patricia Flores

I love working with business owners to help them accomplish their needs. At Fibre I love the personal service we are able to provide our members. At home I love to spend my time camping with my dog Caesar.

Mandy Smith

As a Commercial Loan Processor, I love assisting members with the completion of their business loan needs. It's extremely rewarding to help members fulfill their goals and dreams. In my free time I enjoy traveling, camping, and snowmobiling.

Whether you are a business owner, a non-profit, or a member of an organization, you’ll find the financial services you need at Fibre Federal. We offer great rates, local convenience, and friendly, personal service to businesses based in Cowlitz, Wahkiakum, and Pacific counties in Washington and Clatsop, Tillamook, Lincoln, and Columbia counties in Oregon. More than that, we’re committed to helping businesses in our community succeed! We have a variety of other business services to help your business flourish including Business Checking Accounts, savings accounts, and a variety of merchant services.