It's never too early to learn smart financial values as a young person. The Different Directions program can help.  Different Directions is designed especially for teens age 12-15. Different Directions members can learn first-hand how to manage their finances and reach their financial goals.

Different Directions Features & Benefits

• Earn higher interest than regular savings with Smart Start Savings
• Monthly Rewards--receive free stuff like iTunes and Ringtones once a month when you make a deposit of $10 or more.
• Different Directions Web Site with interactive learning tools and financial advice.
• Dollars for A's--receive one dollar for every "A" on your report card
• Different Directions Newsletter
• Free Checking with Debit Card and Online Banking (requires adult co-applicant)
• Money Builder Certificates--just $100 to open
• Automatically upgrades to It's Your Life program on 16th birthday

Joining Different Directions

• Must be age 12-15
• Deposit $5 or more into Smart Start Savings to join 
• One Smart Start Savings per member
• Monthly Deposits of $10 or more will earn free stuff once a month
• Deposits must be made in person at the branch to earn reward
• Present your report card within 30 days of receiving it to receive Dollars for A's

Join Different Directions Today!