Certificates & IRA Certificates
Earn high, guaranteed rates with a Certificate or IRA Certificate. We offer flexible Certificate options that allow you to lock in competitive rates for terms of 6 to 47 months. You pick the term and maturity date that best meets your needs! Restrictions apply. (See current rates for more information.)

Money Builder Certificate
This is a special 18 month Certificate that you can open with as little as $100. Then you can make unlimited additional deposits of $25 or more during the term. This is a great way to build savings over time while earning a competitive rate.

Individual Retirement Account (IRA)
For most members, an IRA is an important part of retirement saving. We offer Traditional and Roth IRAs, each with its own tax advantages, at competitive rates. (Restrictions apply. Check with your tax advisor.) Your IRA funds are federally insured to $250,000, separately from your other funds on deposit at Fibre Federal.

All Certificate accounts are dividend earning - Click here for current rates, terms relating to earnings, withdrawal limits and minimum balance requirements. These are term accounts. A penalty will be imposed for early withdrawal. Rates are valid as of today's date.

Contact Us to Open an Account